Shirdhon, Thane: A Comprehensive Overview of PMAY Project

Discover the PMAY project in Shirdhon, Thane, offering affordable EWS and LIG housing with government subsidies, modern amenities, and strategic location benefits. Learn about MahaRERA registration, project details, and benefits for eligible beneficiaries.

Introduction

1. Overview of Shirdhon, Thane.
2. Importance of affordable housing under PMAY.
3. Objective of the Shirdhon project.

About the Project

4. What is PMAY (Pradhan Mantri Awas Yojana)?
   • Overview of PMAY and its significance.
   • Subsidy benefits for EWS and LIG categories.
5. MahaRERA Registration Details
   • Significance of MahaRERA registration.
   • Registration number and project status.

Project Features

6. Location Highlights
   • Shirdhon’s strategic location in Thane district.
   • Connectivity and nearby amenities.
7. Type of Schemes
   • Difference between EWS and LIG tenements.
   • Specific features of each category.
8. Layout and Design
   • Ground + 7 upper floors design.
   • Number of tenements and phases.

Specifications

9. Carpet Area Details
   • EWS: 29.90 sq. m.
   • LIG: 44.98 sq. m.
10. Room Configurations
    • Breakdown of room features for EWS and LIG tenements.

Construction Progress

11. Work Completed
    • Current status of buildings.
    • Future timelines for project completion.

Amenities

12. In-Tenement Features
    • Flooring, kitchen, and plumbing details.
13. Additional Infrastructure
    • Water storage, lifts, and concealed electrification.

Government Benefits

14. Subsidy Details
    • Central and State Government contributions.
15. Stamp Duty Concessions
    • Reduced stamp duty benefits for EWS and LIG beneficiaries.

Conclusion

16. Key takeaways from the Shirdhon PMAY project.

FAQs

Introduction

Overview of Shirdhon, Thane
Shirdhon is a developing area located in the Taluka of Kalyan, in the Thane district of Maharashtra. Situated in close proximity to Mumbai, Shirdhon offers a strategic location with easy access to key transportation hubs, educational institutions, and healthcare facilities. Its connectivity to the bustling city of Mumbai makes it an attractive option for people seeking affordable housing outside the city’s congested core, while still being able to enjoy urban conveniences.

Importance of Affordable Housing Under PMAY
The Pradhan Mantri Awas Yojana (PMAY) is a flagship initiative by the Government of India aimed at providing affordable housing to all citizens, especially those from economically weaker sections (EWS) and lower-income groups (LIG). This scheme is crucial in tackling the country’s housing shortage and ensuring that more people have access to safe and comfortable living spaces. By offering financial subsidies and other incentives, PMAY plays a pivotal role in transforming the housing sector, allowing millions to own homes they can afford.

Objective of the Shirdhon Project
The Shirdhon project under the PMAY scheme is designed to cater to the growing demand for affordable housing in the region. The primary objective of the project is to construct 3556 EWS tenements, making homeownership accessible for the economically disadvantaged sections of society. The project focuses on providing high-quality residential spaces that are well-connected, cost-effective, and equipped with essential amenities. Through this initiative, the government aims to reduce the housing gap in the region and improve the quality of life for thousands of families.

About the Project

What is PMAY (Pradhan Mantri Awas Yojana)?

Shirdhon, Thane: A Comprehensive Overview of PMAY Project2, addressing the massive housing shortage across the country. The PMAY scheme is divided into two primary categories: EWS (Economically Weaker Section) and LIG (Lower Income Group), targeting low-income families and individuals. The program provides financial subsidies, helping beneficiaries purchase or build their own homes.

The PMAY initiative focuses on improving the living conditions of marginalized groups by offering them a chance to own homes through various financial aids, including subsidized interest rates on housing loans, direct subsidies, and land allotments. In addition, it strives to create a better living environment with essential infrastructure such as clean water, roads, electricity, and sanitation.

Subsidy Benefits for EWS and LIG Categories

Under the PMAY scheme, there are two main categories for subsidy benefits:

• EWS (Economically Weaker Sections): This category targets families with an annual income of up to ₹3 lakh. Eligible EWS beneficiaries can avail of financial subsidies to make homeownership more accessible. In the Shirdhon project, EWS beneficiaries are entitled to a subsidy of ₹1.50 lakh from the Central Government and ₹1 lakh from the State Government.
• LIG (Lower Income Groups): This category covers families with an annual income between ₹3 lakh and ₹6 lakh. LIG beneficiaries also enjoy subsidies, though they are lower than the EWS category. The financial support helps reduce the upfront costs of purchasing or constructing a home, making it more affordable for families in this income bracket.

The subsidies provided under PMAY significantly reduce the financial burden on low-income households, making homeownership a more attainable goal for those who need it most.

MahaRERA Registration Details

The Maharashtra Real Estate Regulatory Authority (MahaRERA) was established to bring transparency, accountability, and efficiency to the real estate sector. For any housing project in Maharashtra, MahaRERA registration is mandatory. This ensures that the project complies with all legal requirements, construction timelines, and delivery standards, safeguarding the interests of both buyers and developers.

In the case of the Shirdhon PMAY project, it is registered under MahaRERA with registration number P51700016820. This registration guarantees that the project follows all necessary regulations and that the developers are legally bound to complete the construction as promised, within the stipulated time frame.

The MahaRERA registration also allows buyers to track the progress of the project and ensures that their investment is secure. It is a crucial step in promoting trust and transparency in the real estate sector, making it a vital element for the success of any large-scale housing project.

Project Features

Location Highlights

Shirdhon is strategically located in the Kalyan Taluka of Thane District, Maharashtra. This location offers several advantages for prospective homeowners:

• Proximity to Mumbai: Shirdhon’s location near Mumbai ensures excellent connectivity to the city while offering a more affordable living option compared to the congested urban areas of Mumbai.
• Access to Key Roads and Railways: The area enjoys great connectivity through well-established road networks and is close to important transportation hubs like the Kalyan Railway Station, making daily commuting to Mumbai and other parts of the Thane district convenient.
• Nearby Amenities: The location is equipped with all essential urban amenities, including schools, hospitals, shopping centers, and recreational facilities. Its position also offers a balance between serene residential living and easy access to urban infrastructure.

This strategic location enhances the overall appeal of the Shirdhon project, making it an attractive choice for people seeking affordable housing with access to all the necessary urban conveniences.

Type of Schemes

The Shirdhon project offers two primary types of housing schemes under the PMAY initiative:

1. EWS (Economically Weaker Section) Tenements:
   These homes are designed specifically for families earning an annual income of up to ₹3 lakh. The EWS tenements are built to provide an affordable and comfortable living space for individuals or families in this income bracket.
2. LIG (Lower Income Group) Tenements:
   This category targets families with an annual income between ₹3 lakh and ₹6 lakh. The LIG tenements offer slightly larger living spaces compared to the EWS category and are aimed at low-income groups that require affordable housing but have slightly higher incomes.

Difference Between EWS and LIG Tenements:

• Size and Layout: The EWS tenements are smaller in size (29.90 sq. m or 321.84 sq. ft.), while the LIG homes are larger (44.98 sq. m or 484.16 sq. ft.), providing more space for families.
• Subsidy and Pricing: EWS beneficiaries receive higher financial subsidies compared to LIG beneficiaries, making EWS housing more affordable for those with the lowest incomes.
• Amenities: Both EWS and LIG tenements are designed with essential amenities, but LIG tenements may have slightly enhanced features and finishes compared to the EWS units.

Each scheme is tailored to meet the specific needs of its respective income group, offering homes that are affordable, functional, and equipped with basic living essentials.

Specifications

Carpet Area Details

The carpet area for the Shirdhon project varies depending on the type of housing scheme:

• EWS (Economically Weaker Section):
  The carpet area for EWS tenements is 29.90 sq. m (approximately 321.84 sq. ft). This compact yet functional space is designed to meet the needs of smaller families or individuals in the EWS category.
• LIG (Lower Income Group):
  LIG tenements offer slightly more space, with a carpet area of 44.98 sq. m (approximately 484.16 sq. ft). This larger space caters to families that require more room while still being affordable for those in the LIG category.

These carpet areas are efficiently utilized to provide a comfortable living environment within a budget-friendly framework, fulfilling the housing needs of lower-income households.

Room Configurations

EWS Tenements:

• Living Room: 1
• Bedroom: 1
• Kitchen: 1
• Bathroom (WC): 1
• Additional Features: The layout is designed to maximize space, making it functional for a small family or an individual. The configuration ensures comfort, providing essential spaces like a living area, a bedroom, and a kitchen with basic utilities.

LIG Tenements:

• Living Room: 1
• Bedroom: 1
• Kitchen: 1
• Bathroom (WC): 1
• Additional Features: LIG units are more spacious, offering extra room for families. These homes come with better finishes and slightly larger areas to accommodate growing families, providing the same essential configurations as the EWS units but with additional space.

The room configurations in both categories are designed to make the most of the available space while providing all the essential elements for a comfortable home.

Construction Progress

Work Completed:
As of now, significant progress has been made in the Shirdhon project. The construction of 1905 EWS tenements (across 15 buildings) is currently underway. This represents a substantial portion of the first phase of the project.

Current Status of Buildings:
The buildings in the first phase are under construction, with the foundations and structural work for several units already completed. The project is progressing according to schedule, ensuring that the tenements will be ready for occupancy within the projected timelines.

Future Timelines for Project Completion:
The entire project is planned in multiple phases, and the completion of the first phase (covering 1905 EWS units) is expected soon. The second phase will focus on the remaining EWS units and other infrastructure work. The project aims for full completion by the end of 2025, with subsequent phases continuing until all the proposed 3556 EWS units are completed.

Amenities

In-Tenement Features

• Flooring:
  • EWS: Ceramic tiled flooring, which is durable, easy to maintain, and affordable.
  • LIG: Vitrified tiled flooring with skirting, offering a more premium finish and durability.
• Kitchen:
  Both EWS and LIG units feature a granite kitchen platform with a stainless steel sink, ensuring both practicality and modernity in kitchen spaces.
• Plumbing:
  Both categories come with concealed plumbing in the bathroom and kitchen, with mixer arrangements for hot and cold water, improving the aesthetic appeal and functionality of the plumbing system.

These in-tenement features ensure that the homes are not only affordable but also equipped with modern, functional elements that make everyday living more convenient.

Additional Infrastructure

• Water Storage:
  The project includes underground and overhead water storage tanks, ensuring a continuous water supply for residents.
• Lifts:
  Lifts are provided in each building to improve accessibility, especially for elderly residents and those living on higher floors.
• Concealed Electrification:
  All electrical wiring in the tenements is concealed, which ensures safety, minimizes exposure to wear and tear, and gives the interiors a cleaner look.

These amenities and infrastructure features are designed to provide residents with a comfortable and convenient living environment while maintaining affordability.

Government Benefits

Subsidy Details
Under the PMAY scheme, eligible beneficiaries from the EWS and LIG categories are entitled to financial subsidies to reduce the cost of their homes:

• Central Government Contribution:
  EWS beneficiaries are entitled to a subsidy of ₹1.50 lakh from the Central Government, making it easier for them to afford their new homes.
• State Government Contribution:
  Additionally, the State Government contributes ₹1 lakh to EWS beneficiaries, further easing the financial burden on low-income families.

These subsidies make the project more accessible to the target beneficiaries, ensuring that they can afford homes in this development.

Stamp Duty Concessions
To further support affordable housing, the State Government has introduced significant concessions for EWS and LIG beneficiaries:

• Reduced Stamp Duty:
  The stamp duty for EWS and LIG category beneficiaries has been reduced and fixed at just ₹1000/- for the first instrument of transaction. This is a major cost-saving benefit, as stamp duty can otherwise represent a significant portion of the total cost of property transactions.

These government benefits, including subsidies and stamp duty reductions, are designed to make homeownership even more affordable for eligible families, making the Shirdhon project an attractive option for low-income households.

The specifications, construction progress, amenities, and government benefits of the Shirdhon project collectively aim to provide affordable and high-quality housing to those who need it most, ensuring a better living standard for EWS and LIG beneficiaries under the PMAY scheme.

Conclusion

The Shirdhon project under PMAY represents a significant step toward providing affordable housing to deserving beneficiaries. With modern amenities, government subsidies, and a focus on quality construction, it is a beacon of hope for many families.

FAQs

1. How can beneficiaries apply for this scheme?
Eligible individuals can apply through the PMAY portal or contact the project office for assistance.

2. What documents are required for eligibility?
Proof of income, Aadhaar card, and other identification documents are typically required.

3. When will the project be completed?
While 1905 tenements are already under construction, the entire project is expected to be completed in phases.

4. What are the primary benefits of the PMAY scheme?
Financial subsidies, reduced stamp duty, and affordable housing are key highlights.

5. How does MahaRERA ensure project transparency?
MahaRERA registration guarantees accountability, ensuring projects are completed as promised.